Archive for the 'Managing Credit' Category

Positives to Prepaid Credit Cards (May 05)

There are quite a few positives to prepaid credit cards. Though it does not have the cool feature of a normal credit card where you can just swipe it and have it paid for, prepaid credit cards are very much useful when it comes to rebuilding/building your credit score.
When you are wanting to use prepaid […]

Take Em for a Reel - a Recap of Spin Palace (Nov 05)

Spin Palace is a casino players dream and in our casino review we will try to play up some of the points that online casino has to give.
With great bonuses, secure depositing, large payout percentages, friendly customer service and of course eye-popping game play and software. Spin Palace has likely covered all the bases […]

Boca Raton BK Alternatives (Oct 05)

Every state has laws that need collecting agencies to quit contacting a borrower if the credit holder directs a Cease and Desist letter or a Power of Attorney letter which explains to the collection agency that a third party is responsible for managing all negotiations. Florida keeps safe its residents more by regulating the harassment from collecting companies as well as the first credit giver (this is the credit card issuer or loan company). The laws which restrict and regulate what a collecting company is allowed to do will as well restrict the nuisance powers of 1st creditors.

Why and How to Avoid Bankruptcy (May 21)

Avoiding bankruptcy no longer seems to be on most debtors’ lists of priorities and the number of recorded bankruptcies is soaring. There were around 70,000 bankruptcies recorded in 2005 and about 45,000 of these were voluntary bankruptcies. This statistic clearly demonstrates the worrying fact that a large proportion of debtors see bankruptcy as a debt […]

Bankruptcy Means Test Information (May 16)

The new bankruptcy laws passed in 2005 created assorted new forms that must now be completed in a bankruptcy petition, including the Means Test in a Chapter 7 bankruptcy. The means test is supposed to tell the court whether or not you have enough available income left after paying your necessary living expenses to pay […]

Personal Loans after Bankruptcy (May 03)

Bankruptcy is a trying time and one that can cause emotional and economical strain. At such times, when one needs the support of personal loan the most, it can be difficult to find them. But do not despair, as help is available through lenders who can provide financial support during these times of difficulty. Here […]

Avoiding Bankrutpcy (Apr 27)

Insolvency is routinely defined as a lack of ability of a corporation or a family to bear monies owed to credit granters. If or when you file, the defaulter (yourself or your business) is bound to surrender all nonexempt property and inventory for sale. While individual items are saved, you must also pledge a definite portion of your earned income to the creditors based on a decided repayment agreement. Your TRW score will be about zero for a long time, meaning that you will not be capable of acquiring funding for several personal or business for a long time.

Viatical Settlement With Life Insurances (Apr 26)

Viatical settlement originated from the Latin word ‘Viaticum’, meaning the Eucharist given by a priest to a dying person. Viatical settlement therefore refers to the purchase of the life insurance policy before the maturity date or the death of the policyholder. In it a lump sum amount is paid to the ill-policy owner, also called […]

Strategies for Handling a Structured Settlement Cash Award (Apr 25)

Many consider research to be dull and often boring. But some people love doing it. And few in this rare group are also skilled writers who present their results in an engaging and entertaining manner. Like the author of this article on structured settlement cash award.
Read it, and you’ll see how nicely […]

Viatical and Life Settlement Association (Apr 19)

Viatical settlement involves the selling of the life insurance policy of a terminally ill person, whose life expectancy has been predicted to two years or so, to any unrelated investor. The investor buys the policy at a reduced rate based on the actual face value of the policy and then collects the benefits after the […]